Important Disclaimer
Important Notice
Past performance does not guarantee future results.
Financial planning involves risk. Consider your personal circumstances before making financial decisions.
This disclaimer governs your use of irnovioori.com and our financial planning consultation services. By using our website and services, you accept these terms.
General Information Disclaimer
The information provided on this website is for general informational purposes only. All content is provided in good faith, however we make no representation or warranty regarding accuracy, adequacy, validity, reliability, availability or completeness of any information on this site.
Limitation of Liability
Under no circumstances shall irnovioori be liable for any of the following:
- Direct, indirect, special, incidental or consequential damages
- Loss of profits, revenue, data or use incurred by you or any third party
- Any damages arising from your access to or use of our website or services
- Any interruption or cessation of transmission to or from our website
Information Accuracy
While we strive to keep the information up to date and correct, we make no representations or warranties about the completeness, accuracy, reliability, suitability or availability of the website or information contained on the website for any purpose.
Accuracy Notice
Any reliance you place on such information is therefore strictly at your own risk. We recommend consulting with qualified professionals before making any financial decisions.
Professional Advice Notice
The content on this website does not constitute professional financial advice. You should seek independent professional advice before acting on any information contained on this website.
External Links
Our website may contain links to other websites. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
No Warranties
This website is provided on an "as is" basis. To the fullest extent permitted by law, we exclude all representations, warranties and conditions relating to our website and the use of this website including:
- All warranties and conditions implied by statute, common law or the law of equity
- Any warranties and conditions of satisfactory quality, fitness for purpose, non-infringement, compatibility, security and accuracy
- Any express warranties stated by unauthorized personnel of irnovioori
- Any warranties regarding uninterrupted, timely, secure or error-free delivery of services
Indemnification
You agree to indemnify, defend and hold harmless irnovioori and its officers, directors, employees and agents from and against any and all claims, liabilities, damages, losses or expenses arising out of or in any way connected with your access to or use of our services.
Governing Law and Jurisdiction
These terms shall be interpreted and governed by the laws of Australia:
Any disputes arising from this disclaimer shall be subject to the exclusive jurisdiction of the courts of Australia. The laws of Australia apply to the use of this website and our services.
Where local regulations require different terms, those local requirements shall take precedence for users in those jurisdictions.
Severability
If any provision of this disclaimer is determined to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website constitutes acceptance of any modifications.
Acceptance of Terms
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and all applicable laws and regulations.
Financial Services Disclaimer
Our consultation services are designed to discuss financial planning concepts and considerations. We do not provide specific investment recommendations or guarantee any particular outcomes from our consultations.
Individual results may vary based on personal circumstances, market conditions, and implementation of discussed strategies.
Questions About This Disclaimer
If you have any questions about this disclaimer, please contact us using the information provided below.
Last updated: September 17, 2025